United of Omaha: A Simplified Issue Life Company
At A Glance
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A+
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45-85 ALB
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$2,000-$40,000
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Paper, voice, & electronic options
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Not Required
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United of Omaha is licensed in all states except NY. Product base plans, provisions, features, and riders may not be available in all states and may vary by state.
Products
Overview
Highlights
Competitive Commissions: Premium rates
Level Renewal Commissions: Years 2-10 and lifetime renewals years 11+.
Level Pay: Graded benefit plans available
Underwriting: Simplified
Point-of-Sale Phone Interview: None
Medical Exam: None
Premiums: Never increase and benefits never decrease
Coverage: Cannot be canceled as long as premiums are paid
Level Benefit Plan:
Death Benefit:
100%
Issue Ages:
45-85
Face Amount:
$2,000 - $40,000
Underwriting Classes:
Standard Tobacco/Non-tobacco
Underwriting Requirements:
MIB, Pharmaceutical Check, Random Phone Interviews
Included Rider:
Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement (no additional cost)
Optional Rider:
Accidental Death Benefit Rider
Graded Benefit Plan:
Issue Ages:
45-80
Face Amount:
$2,000 - $20,000
Underwriting Class:
Standard (no tobacco distinction)
Underwriting Requirements:
MIB, Pharmaceutical Check, Random Phone Interviews
*Product base plans, provisions, features, and riders may not be available in all states and are subject to variation by state.
Lead Credit
Lead Credit
When Appointed with United of Omaha through Final Expense Brokerage you will receive $200 towards leads instantly.